HOW YOU CAN UNLOCK THE "HIDDEN ASSET" IN YOUR COMPANY'S OPERATING STATEMENT - AND INCREASE YOUR NET WORTH!

That's right. If you are a business owner and are leasing space to house your business you can turn the expense item on your operating statement labled "rent" into a payment toward increasing your assets and net worth. Owning your owner occupied commercial Kitsap real estate or commercial building anywhere is an "automatic" savings account and tax shelter.

How you can make high performance investments in real estate that work hard so you can work less!

Be your OWN landlord. Why pay rent building someone elses equity? By owning and managing your commercial real estate you are building your family's economic future.

• When you own your owner occupied commercial property rising prices benefit you (your net worth increases).
• If you borrow money using a fixed rate, fully amortizing mortgage the monthly payment of your prinicipal and interest remain constant over time (your "rent" stays the same; no increase).
• Interest paid on home mortgages is deductible from your income when calculating federal income tax due (you pay less tax).
• If you have a self amortizing mortgage a portion of your payment is principal which reduces the amount owed over time (part of your "rent" is actually a savings account).
• If you sell your owner occupied commercial property for a profit current tax law allows you to convert your ordinary income sheltered by depreciation into capital gains taxed at a lower rate (you pay less tax).
• Commercial property equity lines of credit or other debt secured by equity in your commercial owner occupied property is generally more readily available and carries a lower cost of interest than unsecured loans (you pay less interest).
• In general if you own a income producing commercial owner occupied real estate your credit scores will be rated better when compared to people no income producing real estate with a similar payment history (your credit improves).
• Higher credit scores generally mean you are offered more  opportunities to have access to capital for consumer purchases, business operations or investments (your opportunities to build wealth increase).
• Home ownership and higher credit scores generally mean that you will pay less interest on borrowings (you pay less interest).
• Owner occupied commercial real estate ownership and higher credit scores generally mean that you will be able to qualify for and obtain lower rates on insurance policies (you have access to insurance when you otherwise wouldn't and you pay less for premiums).
• Commercial owner occupied real estate ownership and higher credit scores generally will help you to qualify for lower interest vehicle loans (you pay less for the total cost of transportation).
• Commercial owner occupied real estate ownership and higher credit scores encourage banks, vendors and others to grant you credit to expand your business or turn your hobby or passion into a profitable additional source of income (it becomes possible for you to create multiple streams of income).

One Business Owner's Story

"I started my company, Pacific Silver, a wholesale jewelry and fashion accessory business the way most businesses start; under capitalized, ignorant of the market, no customer base and no credit resources. Slowly, I began to ally myself with others who contributed valuable, qualified information to the success of my business and my company grew. Like most fledgling business owners most of my efforts were devoted to gaining market share and focusing on gross revenues. Gradually, as my business grew, I became more aware of, and more victim of, the way our tax system likes to "reward" successful businesses. I also began to realize that more capital investment into my primary business was no guarantee of higher profits and in many cases, exposed me to greater associated risk. I came to the realization that I needed to diversify my assets into a business vehicle that would allow me to benefit through inflation, offset actual gains with paper losses, leverage the greatest amount of other people's money to my benefit and offer my primary business a controlled infrastructure from which to expand. "

Bob Hampton

The Shocking Truth Why Every Business Owner DOES NOT Own The Building Occupied By Their Business!

With all of these good reasons to do so why doesn't every business owner own the building housing their business? The answer is:....Becaue It Is DiffIcult To Do....especially by yourself! Think about the following:

The first job of any astute business owner is to grow their business profitably...right?

Growing and running a business is not easy in any field. To take the time necessary to properly research, assess, organize, manage and complete the effort of purchasing a suitable building is important....maybe critical.... time taken away from growing your business. This could be a very costly diversion of scarce management resources.

Most business owners are not in the business of real estate....true?

Yup, its true. While a great many families own some real estate..their home... and may have bought and sold a few homes in their lifetime it would be a stretch to say that they have the education, training, experience and specialized knowledge necessary to make the right decision in regard to buying high performance real estate for thier business.

There are few opportunities to purchase a commercial property appropriate for my business...correct?

Bingo! While most families could live comfortably in a 3 bedroom, 2 bath home virtually every business needs space that is UNIQUE to its internal and external characteristics. Think about it. I mean, every business owner is striving mightily to distinguish and set themselves apart from every other business out there...aren't they? That means that the size, location, configuration, tenant improvements, orientation, structure, etc.  SHOULD BE  designed for a particular business for a particular point in time. Seldom does this happen. The vast majority of choices for location of a business are at best seriously compromised and change over time. Shouldn't you have a team of professionals...a broker, a banker, a site selector, developers, builders, engineers, architects, space planners, operations experts, etc., working to develop the best solution for your commercial space requirements? Why would anyone choose to do it all themselves.... especially when that is not what they do every day? 

You Are Not Alone

Jim Freeman has helped more than a few business owners turn their rental expense item into an asset builder by assisting them to purchase an owner occupied commercial building. He has helped them purchase single occupancy buildings, multi-tenant buildings occupied partially by their business, industrial build-to-suits, retail buildings, land to build on, office buildings and others. He has assembled well performing teams to complete the task. He has procured up to 90% LTV financing for the property owners. Beyond the sale he has provided leasing and management services to insure a continued growth in value over time and help in the transition necessitated by new growth.

For you consultation with Jim just leave your contact information below. This consultation is free and without obligation: